Market-led microcredit innovations dominated by profit maximisation can harm the very vulnerable.
Academic rigour, journalistic flair
Articles on financial inclusion
Displaying 1 - 20 of 26 articles
Not only are physical banks out of reach, people also face barriers to using digital financial services.
E-payments make it easy for banks to keep trail of transactions because they are recorded in real time.
It’s individuals, communities, and institutions who build the necessary confidence to pursue complex and challenging solutions to their problems.
The FinTech ecosystem in Ghana provided the basis for understanding how various actors work together to shape financial inclusion.
South Africa has a huge gender gap in terms of policies and interventions that would help women entrepreneurs.
It’s time to shift focus away from bitcoin and to pay more attention to other blockchain projects promising to make real contributions to the world.
Banks can deploy artificial intelligence to create an understanding of current and prospective consumers and develop products that meet their needs.
An attempt to prevent fraud in Ghana’s burgeoning mobile money sector could be a setback for access to financial services.
Sustainable financial inclusion in Nigeria requires interventions that strengthen financial capability, participation and well-being of small-scale farmers.
Stringent restrictions could stifle innovation among mobile money operators and hinder access to financial services.
More financial services should target low-income households in South Africa.
Nigeria needs to adopt gender specific strategies to financially include women smallholders in agriculture.
Mobile loan platforms have given Kenyans access to easy loans, but they come at a high price.
The closure of high street pawnbrokers like Albermarle and Bond might leave many without financial help.
Mobile money transfers have become the norm in Somalia. Transactions total as much as $2.7bn a month.
Mobile money transfers have been a great asset. But the rise of online betting could threaten its contribution.
Plans for China to rate its citizens for their trustworthiness have been depicted as uniquely Chinese. Don’t be so sure.
Grameen Bank has potential to increase financial inclusion in Australia but regulation is holding it back.
Banking in a highly financialised society like Britain could be seen as akin to a fundamental human right.
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Top contributors
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Senior Research Associate, One Earth Future Foundation
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Professor of Anthropology, London School of Economics and Political Science
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Associate Professor in FinTech & Information Systems, University of Southampton
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PhD candidate, University of Pretoria
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Professor of Agricultural Economics, University of Pretoria
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Professor of Law, La Trobe University
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Assistant Professor, Coventry University
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Education and Development Coordinator, Centre for Rural Regional Law and Justice, Deakin University
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PhD Candidate in Financial Inclusion, University of the Witwatersrand
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Director: Institute for Poverty, Land and Agrarian Studies, University of the Western Cape
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Professor, Economics, University of the Western Cape
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Lecturer in Accounting, Finance and Economics, Griffith University
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Senior Lecturer, School of Archaeology and Anthropology; Director, Australian National Centre for Latin American Studies, Australian National University
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Principal Lecturer, Law, University of Portsmouth
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Network and Research Manager: ARUA – UKRI GCRF FSNet Africa, University of Pretoria
