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Bernardo Batiz-Lazo

Professor of FinTech History and Global Trade, Northumbria University, Newcastle

My background is in economics and finance, but grew to be a contemporary business historian.

I am interested in the long-term nature of technical innovation in the retail banking sector, particularly issues around payment systems (such as the cashless society and ATMs). So my take is how to use the historical record to inform current issues on the future of money.

I have a been a consultant for the likes of the BBC, Jefferson Smurfit Group and IBM. More recently, I published a book on the history of the cash machine (called "Cash and Dash" OUP) and have been guest speaker on payments for the Federal Reserve Bank of Kansas City, David Birch's Tomorrow's Transaction Forum and the International Payments Summit.


  • 2020–present
    Professor of FinTech History and Global Trade, Northumbria University
  • 2011–2020
    Professor of Business History and Bank Management, Bangor University
  • 2007–2011
    Senior Lecturer in Accounting and Business History, University of Leicester
  • 1999–2004
    Lecturer in Management, Open University


  • 2007 
    Diploma in History, Oxford University
  • 1998 
    University of Manchester, PhD in Business Administration
  • 1994 
    Universidad Autonoma de Barcelona, Master en Economia Aplicada
  • 1991 
    ITAM, Licenciado en Economia


  • 2018
    Cash and Dash: How computers and ATMs changed banking, Oxford University Press
  • 2013
    How the future shaped the past: The case of the cashless society, Enterprise & Society
  • 2013
    Direct Line Insurance: A case study on telephone banking and its impact on the competitive performance of the Royal Bank of Scotland, 1985-1995, ZUG/The Journal of Business History
  • 2013
    Cash Box: The Invention and Globalization of the ATM,
  • 2011
    Technological Innovation in Retail Finance: International Historical Perspectives, Routledge

Professional Memberships

  • Association of Business Historians
  • Royal Historical Society
  • Economic History Society
  • European Business History Association


Fellow of theAcademy of Social Sciences (2020), Royal Historical Society (2010), Academy of Higher Education (2007)