My background is in economics and finance, but grew to be a contemporary business historian.
I am interested in the long-term nature of technical innovation in the retail banking sector, particularly issues around payment systems (such as the cashless society and ATMs). So my take is how to use the historical record to inform current issues on the future of money.
I have a been a consultant for the likes of the BBC, Jefferson Smurfit Group and IBM. More recently, I published a book on the history of the cash machine (called "Cash and Dash" OUP) and have been guest speaker on payments for the Federal Reserve Bank of Kansas City, David Birch's Tomorrow's Transaction Forum and the International Payments Summit.
Professor of FinTech History and Global Trade, Northumbria University
Professor of Business History and Bank Management, Bangor University
Senior Lecturer in Accounting and Business History, University of Leicester
Lecturer in Management, Open University
Diploma in History, Oxford University
University of Manchester, PhD in Business Administration
Universidad Autonoma de Barcelona, Master en Economia Aplicada
ITAM, Licenciado en Economia
Cash and Dash: How computers and ATMs changed banking, Oxford University Press
How the future shaped the past: The case of the cashless society, Enterprise & Society
Direct Line Insurance: A case study on telephone banking and its impact on the competitive performance of the Royal Bank of Scotland, 1985-1995, ZUG/The Journal of Business History
Cash Box: The Invention and Globalization of the ATM,
Technological Innovation in Retail Finance: International Historical Perspectives, Routledge
Association of Business Historians
Royal Historical Society
Economic History Society
European Business History Association
Fellow of theAcademy of Social Sciences (2020), Royal Historical Society (2010), Academy of Higher Education (2007)