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PhD Candidate in Financial Inclusion, University of the Witwatersrand

Graunt Kruger, a former banker with Standard Bank of South Africa, has worked on projects to extend financial services to low-income individuals and small businesses. He recently completed his PhD on financial inclusion at the business school of the University of the Witwatersrand (Wits) in Johannesburg. His research examines the current boundaries of financial services for the poor, identifies gaps in financial sector services, and explores strategic innovations in financial sector policy and commercial opportunities. In 2005 Graunt was the Nelson Mandela Scholar at the London School of Economics and completed a Master of Science in New Media, Information & Society, focusing on technology capability learning in innovation hubs. He also holds an MBA from Wits and a BJourn from Rhodes University. He was chosen by the Mail & Guardian as one of "300 Young South Africans you have to take to lunch" in 2009.


  • 2011–2012
    Head: Enterprise Development, Standard Bank


  • 2015 
    University of the Witwatersrand, PhD Information Systems
  • 2008 
    University of the Witwatersrand, MBA
  • 2005 
    London School of Economics, MSc New Media, Information & Society
  • 1999 
    Rhodes University, BJourn

Grants and Contracts

  • 2011
    Bankseta PhD funding
    Funding Source: