Jozica has a Masters Degree in Forensic Psychology (Monash) and is currently a PhD candidate investigating the area of economic abuse and young adults. She also works as researcher in the School of Business Economics, Finance and Marketing, RMIT University (since 2013). She has worked in research (including stints as a psychologist in prisons and drug treatment services) since 1990. Her most recent projects have included the evaluation of financial literacy programs (Saver Plus, MoneyMinded, Good Money) and population based surveys of women’s attitudes to money and finance. Other research areas have included adult drug and alcohol program evaluation, opioid-substitution pharmacotherapies (Turning Point), AOD youth service system utilisation (YSAS), asthma epidemiology (Monash University), forensic mental health (GGZ, The Netherlands), a Victorian State-wide census of youth in AOD services (YSAS & Turning Point), the national survey of young people’s opinions about AOD policy (DPMP, NDARC).