Time to make a plan.
What you need to know when it comes to saving, investing, borrowing and spending.
It would be a mistake to think that just because higher earners face higher tax rates, that’s what they pay. When it comes to income from savings it’s the other way around.
Photo by Frédéric Soltan/Corbis via Getty Images
More financial services should target low-income households in South Africa.
A woman walks past a police armed vehicle in Eastleigh - Nairobi’s “little Mogadishu”
Photo by Billy Mutai/SOPA Images/LightRocket via Getty Images
Nairobi’s refugees have few savings and depend on the day-to-day cash they generate from street vending.
Stokvel members prefer to manage their affairs through non-state means.
Millions of South Africans exchange billions of rands annually but disputes involving these transactions hardly ever appear before the country’s courts.
Cutting disability benefits while providing little by way of education and job training is only going to lead to increasing poverty and an increasing disability wealth gap.
Canadians with disabilities often have little to nothing left after paying for food, shelter and other living expenses. We need policies that target the root causes of their inequality.
Canadians, like many other people around the world, are stressing about money and have amassed a lot of credit-card debt.
People are stressed out about money, with most of us struggling to make ends meet due to abusing credits cards and amassing consumer debt. Some tips on how to change your spending behaviour.
Saving for retirement is crucial, but people think about this in different ways.
Evidence suggests that black South Africans can and do save money – just not for retirement.
It’s tax season. Should you put money in RRSPs or TFSAs?
It’s never too early nor too late to start your saving program. Whether it’s an RRSP or TSFA – or preferably both – they are both important and easy ways to help you achieve your financial goals.
Girls in Kenya face a range of challenges.
Interventions for vulnerable girls in Kenya aim to empower and keep them safe.
The importance of saving is so deep rooted in Germany that an exhibition recently opened to commemorate it.
New special savings and investment accounts could help pave the way to college for America’s poor and middle class.
Children’s savings account programs are springing up around the country. A researcher says these special accounts could help pave the way to college for America’s poor.
The health of our pensions can ebb and flow with mortality rates, and the latest data has delivered a shock.
The majority of retiring South Africans look to the state for support.
South Africa might want to consider raising its retirement age to 70 to cope with a challenge of an ageing population that’s under-insured and relying on an already pressured public purse.
The changes to the cap on non-concessional contributions is one of the features of the latest superannuation reform proposals.
The Coalition has reached a compromise to get its superannuation reform past its own party, but the changes will make it harder for women and older workers.
Put it all on green?
Roulette table via www.shutterstock.com
Lottery-linked accounts helped England wage its Nine Years’ War in the 17th century. Could it help the rest of us save more money today?
It won’t be a windfall for everyone.
A closer look at the terms and conditions of the budget’s flagship scheme for savers shows it won’t benefit everyone.
Most Americans will be pinching pennies after they retire.
Retirement pennies via www.shutterstock.com
The presidential candidates are largely ignoring one of the biggest economic issues facing Americans: more than half are struggling to save enough for retirement.
The Penny Bank by George Harvey (1806-1876).
Fleming-Wyfold Art Foundation
How today’s policy around savings and pensions has worrying echoes of failed 19th century approaches.
Humans are irrational. Superheroes also.
Let’s face facts. Behavioural finance shows you are not to be trusted with your retirement planning.