As an ex-financial counsellor and former consumer credit educator for ASIC, here are the questions I’d encourage you to ask yourself to help you decide how much to spend on a home renovation.
Student loan debt can affect not only the financial health of recent grads but also their mental and emotional health. Three scholars weigh in on the greater costs student loans can have on borrowers.
Some caregivers reported seeing improvements in their children’s schoolwork and behaviour at school.
What you need to know when it comes to saving, investing, borrowing and spending.
As a former financial counsellor and former consumer credit educator for ASIC, here’s what I think you need to know if you’re considering mortgage deferral, rent relief or bankruptcy.
Research suggests there are hidden costs to abandoning personalized banking relationships in favour of online banking.
While the Treasury secretary says House Democrats lack a ‘legitimate’ reason for demanding Trump’s tax returns, a former IRS attorney explains that the law says otherwise.
Here are the four common lending practices identified by the Australian inquiry into credit and financial services targeted at those at risk of financial hardship.
Easy credit services like Zip trade on the individual’s belief that their income rise in the future.
Most people consider themselves canny shoppers – but we’re all human.
Americans are increasingly struggling to save enough for retirement. If Social Security isn’t saved, growing old in poverty will likely become more common.
Automated portfolio-allocation software can provide financial planning services that meet clients’ financial situations and future goals. But can it help investors make more rational decisions?
A new study explores factors that motivate users of mobile banking applications in Cambodia and France.
Research suggests that the reason people may put off funding their 401(k) plans or managing credit card debt is because our perception of finance as ‘cold’ conflicts with our hot-blooded emotions.
Most people agree that children should be taught to manage money — but who decides what they learn, and who is responsible for teaching them?
In the US “liar loans” have been identified as one of the key reasons behind the 2008 financial crisis. But how big a problem are poor loan checking practices in Australia?
Researchers examined credit data on the victims of Hurricane Katrina to understand how the disaster affected their personal finances, revealing important lessons for those hurt by Harvey.
The health of our pensions can ebb and flow with mortality rates, and the latest data has delivered a shock.
Whether it is a basic bank account, a mortgage to buy a house or loan to start a business, financial services are an essential part of modern life.
New research shows people are needlessly declaring bankruptcy because they don’t know about the help available to manage their debts.