The promise of BRICS was that it would usher in a new approach to development. But after meeting annually for the last nine years there's no sign that the old order has been challenged.
The increasing use of social media in the financial sector has made it difficult for companies to exercise control, while at the same time allow employees freedom of expression in the workplace.
A strong case needs to be made for the survival of community-based financial organisations. While not perfect, the sense of ownership is high.