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People without basic financial services may approach loan sharks when emergency strikes. Photo: http://www.flickr.com/photos/ciscel.

Cut off from banks, 15% of Australians vulnerable to loan sharks

Around 15.6% of Australian adults have limited or no access to basic financial services like a transaction account, a credit card or insurance, putting them at risk of predatory lending, a new study has…
Helping children recognise the sounds in words can improve their reading ability. Pratham Books/Flickr

Sounding off about teaching children to read

There are two main approaches to teaching children to read. Phonics, involves teaching children to recognise combinations of characters and establish the meanings of words based on combining them. The…

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