Mortgage

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Calculating a household’s residual income is a more accurate measure of housing stress. Image from www.shutterstock.com

Just how stressed are we when it comes to housing affordability?

By Gennadi Kazakevitch, Monash University; Lionel Frost, Monash University, and Luc Borrowman, Monash University

Property pundits are hoping the Reserve Bank of Australia’s latest cut to interest rates will help stoke the country’s flat property sector into life. But Australia’s housing remains highly over-valued…
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A former mortgage broker – who is now facing fraud charges – has blown the whistle on predatory lending practices in Australia’s financial services industry. Image from www.shutterstock.com

There are predators in our own backyard, but where are our financial watchdogs?

By Philip Soos, Deakin University

The level of sub-prime mortgages in Australia may be far in advance of what was previously assumed and provided for by banks. The story was broken on the ABC, and covered elsewhere. The revelations centred…

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