Articles on Banking

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The blockchain is software that stores and transfers value or data across the internet. Image sourced from shutterstock.com

Demystifying the blockchain: a basic user guide

Multiple use cases for the blockchain are currently being tested, so it's worth learning the basics.
The information in credit histories can affect a bank’s decision to loan money. Stephanie Flack/AAP

Business Briefing: what happens to your credit history

Business Briefing: what happens to your credit history.
As credit reporting agencies find new ways to make money out of people accessing their credit histories, agency wrongdoing is calling into question the whole business model.
Westpac is one of the banks where ASIC alleges traders rigged the bank bill swap rate. Mick Tsikas/AAP

Business Briefing: manipulating the BBSW

Business Briefing: the bank bill swap rate.
As more details are revealed in the bank bill swap rate rigging case we explain what the rate does, how it can be manipulated and what the government should be doing about it.

Banking regulation – descent into farce

It may be the effect of the election but the regulation of banking in Australia appears to be descending into farce. Just last week, maybe in anticipation of adverse events to come, the Australian Financial…
Senator Sam Dastyari, who has been involved in scrutinising the banks, and former Commonwealth Bank employee turned whistleblower Jeff Morris. Stefan Postles/AAP

Patchy laws leave corporate whistleblowers vulnerable

Whistleblowers need better incentives, compensation and protection under Australian law, especially those in the private and not-for-profit sectors.

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