Articles on Student loans

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Democratic presidential nominee Hillary Clinton debates with Republican presidential nominee Donald Trump during the third presidential debate. Mark Ralston/Pool via AP

Clinton and Trump proposals on student debt explained

How far will Donald Trump and Hillary Clinton's proposals on student loans benefit their college-going voters?
Young people understand the value of education but find fees prohibitively high in a context of widespread unemployment and low incomes. REUTERS/Mark Wessels

South Africa’s youth speak out on the high cost of finding work

The huge problem of youth unemployment in South Africa appears to be getting worse. New research will hopefully amplify their voices and inform more realistic interventions to combat the monster.
Does Trump University follow the for-profit model? Reuters/Rick Wilking

The truth about for-profit colleges and Trump University

For-profit colleges and universities have been in a lot of trouble. But the case of Trump University is different. To start with, it cannot even be called a for-profit university.
A cap is a sensible option, but it must form part of a total redesign of the VET financing system. from www.shutterstock.com

Student loan caps must be part of total redesign of vocational funding system

Loan caps are only a partial solution to a much bigger problem – declining public investment in VET and a dysfunctional VET financing system, which neither side of politics has been willing to address.
Income share agreements work quite like federal loans. Student debt image via www.shutterstock.com

Are income share agreements a good way to pay for college?

In income share agreements, students agree to pay a percentage of their future income to a private company or lender in exchange for additional money to cover college expenses. Are they for everyone?
A early chest, belonging to Sir Thomas Bodley, founder of The Bodleian Library at Oxford Unviersity. mira66

The history of student loans goes back to the Middle Ages

When the first universities opened in Europe, some 800 years ago, students literally borrowed from a chest and used their books as collateral.
It’s difficult for students who are struggling financially to focus on their academic work. Shutterstock

Financial stress distracts university students from academic success

For many students, stress about money is a terrible and unwelcome distraction from their degrees – qualifications they hope can lift themselves and their families out of poverty.
Where will the money come from for Hillary Clinton’s college plan? Hillary for America

Clinton’s debt-free college comes with a price tag

Hillary Clinton's US$350 billion college plan will need a doubling of the federal government’s funding to colleges. But this large expansion in federal dollars will not be without its own costs.

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