New Zealand’s government has hailed a fossil fuel ban for KiwiSaver default funds as part of its commitment to addressing climate change – but there’s scant detail about what exactly the ban covers.
New Zealanders pay higher fees for KiwiSaver funds than people elsewhere.
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Ayesha Scott, Auckland University of Technology and Aaron Gilbert, Auckland University of Technology
New Zealand introduced KiwiSaver 12 years ago to address a lack of retirement savings. But fees are up to 50% more than UK funds and New Zealanders are missing out on hundreds of thousands in savings.
Even the pros don’t know what’s up.
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A growing number of investors, policymakers and others say the US economy may be at risk of spiraling downward. A finance professor explains how to ride it out.
Retirement can either mean a loss of identity and social relations, or freedom from a dictated schedule.
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Attitudes to retirement can influence decisions to save and plan for it. In turn, factors such as stress or lack of interest at work can impact attitudes towards retirement.
Saving for retirement is crucial, but people think about this in different ways.
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Compelling Australians to put even more into super runs the risk of giving them a better standard of living in retirement than they had while working.
Research among Canadians shows employment to be a critical social determinant of health, partly because those who earn higher wages have more access to safe housing, nutritious foods, social services and medical care.
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No longer can young people invest in their education and work their way into secure employment. The health impacts of this job insecurity are profound.