Reports of a drop in the number of people caught in online fraud is to be welcomed. But scammers are already changing their plans to bypass existing safeguards.
The first digits of numbers in a data set aren't distributed equally. And now you know more than a lot of fraudsters do – and should – when they're making up their phony numbers.
The end-of-year shopping whirlwind is underway. How does your credit card issuer watch out for fraudulent purchases on your account amid all those transactions?