The health of our pensions can ebb and flow with mortality rates, and the latest data has delivered a shock.
The majority of retiring South Africans look to the state for support.
South Africa might want to consider raising its retirement age to 70 to cope with a challenge of an ageing population that's under-insured and relying on an already pressured public purse.
The changes to the cap on non-concessional contributions is one of the features of the latest superannuation reform proposals.
The Coalition has reached a compromise to get its superannuation reform past its own party, but the changes will make it harder for women and older workers.
Put it all on green?
Roulette table via www.shutterstock.com
Lottery-linked accounts helped England wage its Nine Years' War in the 17th century. Could it help the rest of us save more money today?
It won’t be a windfall for everyone.
A closer look at the terms and conditions of the budget's flagship scheme for savers shows it won't benefit everyone.
Most Americans will be pinching pennies after they retire.
Retirement pennies via www.shutterstock.com
The presidential candidates are largely ignoring one of the biggest economic issues facing Americans: more than half are struggling to save enough for retirement.
The Penny Bank by George Harvey (1806-1876).
Fleming-Wyfold Art Foundation
How today's policy around savings and pensions has worrying echoes of failed 19th century approaches.
Humans are irrational. Superheroes also.
Let's face facts. Behavioural finance shows you are not to be trusted with your retirement planning.
Boxing clever? Osborne delivers.
Instant reaction from academics as George Osborne delivers his post-election budget.
On top of your savings?
The chancellor has announced a voter-friendly annuity escape plan. But just how much freedom this gives pensioners should be questioned.
Who IS in the middle class?
Stephen Melkisethian/Flickr via CC BY-ND
One of President Barack Obama’s main goals this year, as laid out in both his 2015 budget and State of the Union address, is to provide relief to the middle class. The divergent responses to two of his…
Could job centres double up as loan providers too?
J J Ellison
If you rely on benefits, accessing a trustworthy financial system is hard. This is the case for both borrowing and for saving. While some question whether people on benefits are in a position to save at…
Retirement incomes will leave many short, especially single people.
Image sourced from www.shutterstock.com
Only 53% of couples and 22% of single people are on track to achieve a comfortable level of retirement income, according to an in-depth study of the adequacy of retirement savings. The outcome of a collaboration…
Much to ponder for Osborne’s favourite voters.
The Chancellor of the Exchequer, George Osborne, “pulled a rabbit out of the hat” for pensioners and savers with changes to UK pensions that have been hailed as the most significant overhaul to the system…
The proportion of Australians ‘saving for a rainy day’ has gone up, but the proportion of those saving for an investment property has fallen, the survey found.
The proportion of Australians saving their pennies has risen since June, but householders still have not recovered completely…