Articles on Housing

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The person using this shelter in New South Wales certainly meets the official definition of homeless, but how they see themselves is important. Bidgee/Wikimedia Commons

What’s in the name ‘homeless’? How people see themselves and the labels we apply matter

People who self-identify as 'homeless' have poorer wellbeing than others in the same circumstances, yet that's the label they must adopt to qualify for help.
Even though Sydney’s population growth (at 14%) is below the average across all capital cities, its housing supply failed to match this growth. AAP Image/Dean Lewins

Get used to your commute: data confirms houses near jobs are too expensive

Data on housing supply in Australia's capital shows that while it's increasing in areas with lots of jobs, house prices are too high for those who might want to move for work.
Australia’s population is highly concentrated in a few cities, so once centres like Newcastle have absorbed the spill-over from high-cost capitals, where will the talent go? City of Newcastle/AAP

From ‘white flight’ to ‘bright flight’ – the looming risk for our growing cities

Australia has few places to capture the spill-over of talented workers priced out of the big cities. Some may leave the country altogether – and where talent goes, capital flows.
Restoring and expanding Australia’s run-down public housing stocks will need an increase in funding on top of the reforms in the budget. Dan Himbrechts/AAP

Budget 2017 charts new social and affordable housing agenda

The budget is pushing for a much-needed reboot of the social housing sector. What it isn't offering is extra funding to renew and expand run-down housing stocks.
Unless the demand pressures are eased, first home buyers are still likely to be crowded out of the market. Sam Mooy/AAP

Budget needs a sharper policy scalpel to help first home buyers

The budget acknowledges the crisis of affordability for first home buyers, but fails to do enough about demand pressures on prices to put home ownership back within their reach.
The budget brought no increase in rent assistance to help low-income renters in the private rental market. AAP/Tracey Nearmy

Is this the budget that forgot renters?

For the majority of Australia’s renters, housing will remain unaffordable, insecure, and out of reach following the 2017-18 federal budget.
Having embraced expert advice on bond aggregation to finance housing, Scott Morrison needs to ensure the Commonwealth commits to long-term investment and cooperation. Julian Smith/AAP

Bond aggregator helps build a more virtuous circle of housing investment

The bond aggregator by itself cannot create a housing development pipeline. It needs co-investment from government to make it feasible.
Older Australians are not deterred by financial barriers as much as emotional ones, when it comes to downsizing. www.shutterstock.com

Why older Australians don’t downsize and the limits to what the government can do about it

When people do downsize, financial incentives are generally not the big things on their minds. And so most of the budget’s financial incentives will go to those who were going to downsize anyway.
Low-cost housing development on the city outskirts can expose owners to higher costs in the long run. Paul Miller/AAP

Affordable housing is not just about the purchase price

People are taking on larger future risks and costs just so they can buy a house. Increases in new home owners are seen as a positive development, but what if they can't afford the ongoing costs?
Governments alone cannot bridge the gaps and support affordable housing for seniors. shutterstock

Social impact investment can help retirees get the housing and care they need

Any significant decline in home ownership or equity in a home impacts higher care needs: older people will not have an asset to sell to fund the bonds required to enter aged care accommodation.
A blockchain’s ability to move assets from one owner to another allows less dependence on intermediaries. www.shutterstock.com

How the blockchain will transform housing markets

There are many hidden costs and inefficiencies in housing markets. Blockchain is poised to transform that.

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