The soaring cost of housing has helped make capital ownership more profitable than work.
Any significant decline in home ownership or equity in a home impacts higher care needs: older people will not have an asset to sell to fund the bonds required to enter aged care accommodation.
It's not the first time Australia has grappled with concerns about affordable housing. History offers insights that can help inform contemporary debates and policies.
There are many hidden costs and inefficiencies in housing markets. Blockchain is poised to transform that.
In the second part of our review of what The Conversation experts have to say about housing, we focus on affordability, social housing and what government can do about a growing crisis.
When you look at the data (in three charts) on mortgage stress, the systemic risk of people not being able to repay their home loans appears small.
The symptoms are clear, but the cure will remain elusive until we recognise the many sources of the problem.
Housing has become integral to our welfare system, so even governments can't afford for prices to decline.
The government's unwillingness to consider changing the tax system to fix housing affordability makes it more likely that APRA may have to become even more prescriptive with its lending criteria.
Think it's hard for first-home buyers? Ask people with an intellectual disability about it.
Co-working spaces are evolving to suits the needs of a changing workforce.
We now value the house as a wealth builder, not just a place to live in and raise a family. The result is a distorted investment market that makes home ownership and rental unaffordable.
New rules offer the possibility of an inclusive Australian society that enables people with the highest disability-related support needs to have equal access to mainstream services including housing.
In a nation where urban living is the ultimate attainment, some households are bracing against the surging tide of development.
Victoria has been lagging behind other states in developing an affordable housing strategy. Now that one has been released, how well does it meet the needs of households on lower incomes?
The housing supply solution our leaders are advocating will only work if affordability is simply a problem of supply. In fact, Australia is almost a world leader in rates of new housing production.
There is a way to get homes where we need them, and it's about making the most of what we've already got.
Our big cities increase incomes faster than population growth, but most residents miss out on the extra income growth. Creating multiple centres of activity may help make bigger better for everyone.
Any attempt to improve security for tenants should not deprive them, or their landlords, of the flexibility that many also want. The key problem is landlords' ability to give notice without a reason.
Weak state policies, which lack clear targets and mechanisms for providing more and better affordable housing, are part of the problem. Victoria still doesn't have an affordable housing strategy.