Declining interest rates has made housing more affordable over the past thirty years, but it has also increased the risk for homebuyers.
The latest thought bubbles about using super savings for housing might be less harmful than in the past, but they would be just as ineffective.
Victoria has been lagging behind other states in developing an affordable housing strategy. Now that one has been released, how well does it meet the needs of households on lower incomes?
Those whose parents own a home are able to take advantage of a wider set of opportunities than others.
The housing supply solution our leaders are advocating will only work if affordability is simply a problem of supply. In fact, Australia is almost a world leader in rates of new housing production.
The proposed housing affordability package in the May budget will target people relying on social housing as well as those trying to break into the market.
Although the federal-state agreement does it inadequately and lacks transparency, an enduring program of federal funding for operational expenses is essential to sustain the social housing system.
Weak state policies, which lack clear targets and mechanisms for providing more and better affordable housing, are part of the problem. Victoria still doesn't have an affordable housing strategy.
Generation Rent may force a complete rethinking of home ownership as a basis of our housing systems. Rather than representing security, these housing markets make us vulnerable.
Housing affordability is often not the only problem households face. More often the compounding effects of multiple problems leave people unable to cope, which is why one solution won't work for all.
To tout new housing production as the only solution to rising house prices, without examining the question of demand, is an ineffective policy position.
Scott Morrison has been exploring a UK model for channelling investment via a specialist financial intermediary into new affordable housing provided by landlords with a social purpose. It makes sense.
A combination of transit-oriented centres, inclusionary zoning and a special rate on land instead of stamp duty could make housing more affordable by cutting congestion, development and travel costs.
The affordability crisis in regional Australia has a long history. In some places the problem is even worse for residents than in the capital cities.
Dallas Rogers speaks with Nicole Cook about how union 'green bans' in the 1970s stopped the redevelopment of working-class suburbs in Sydney.
Brexit and Trump pave the way for more financial market uncertainty.
Many children are living in low-income families that struggle to pay the rent to keep a roof over their heads. Unaffordable housing is fuelling childhood poverty, so where is the policy response?
Beyond debates about the avocado smash generation lies some misnomers on which generation had it better.
For the increasing proportion of people living in private rental accommodation who can expect to be dependent on the age pension, the prospects of financial and housing insecurity are grim.
US GDP data points to a US rate rise in December, and Australia's housing affordability problem won't be helped by current declining building approvals.