As a former financial counsellor and former consumer credit educator for ASIC, here’s what I think you need to know if you’re considering mortgage deferral, rent relief or bankruptcy.
In an era of data breaches and data privacy concerns, governments should enshrine in law a requirement for companies and banks to send paper bills and statements in order to protect consumers.
Arming young people with financial capabilities does improve their employment prospects, but how exactly is still not clear. One possibility is that financial literacy boosts their confidence
People are stressed out about money, with most of us struggling to make ends meet due to abusing credits cards and amassing consumer debt. Some tips on how to change your spending behaviour.
Indigenous entrepreneurship is growing at a rate six times faster than the general Canadian population and it is 10 years younger. Culturally relevant financial literacy is critical to its success.
Dirk Baur, The University of Western Australia; Elizabeth Ooi, The University of Western Australia y Paul Gerrans, The University of Western Australia
Let’s recognise the limitations of regulation as we try to improve outcomes. Money spent on new regulations may be better put to further educating future customers.
The financial services industry is in need of a new paradigm to rediscover what finance is for – to improve the financial and economic well-being of society.
What the huge HILDA survey reveals about your economic well-being, health and family life
The Conversation, CC BY53,6 MB(download)
On today's episode, we'll hear what the huge HILDA survey says on Australians' financial literacy, energy use, how many of us are delaying getting a driver's license and how our economy is changing.
The Household, Income and Labour Dynamics in Australia (HILDA) Survey, out today, found women exhibiting much lower levels of financial literacy than men. How do you score?
Research suggests that the reason people may put off funding their 401(k) plans or managing credit card debt is because our perception of finance as ‘cold’ conflicts with our hot-blooded emotions.
The federal government is trying to make Australians more financially literate, but it’s using a definition that ignores many political, economic and cultural factors.