School banking programs like Dollarmites are being banned in some state schools due to the idea children are vulnerable to marketing tactics. But our research shows this isn’t always the case.
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There’s a lack of evidence school banking programs lead to better financial literacy. And their removal in Victoria might be the impetus schools need to take financial education more seriously.
There are better ways to teach financial literacy than through school banking schemes.
Let’s recognise the limitations of regulation as we try to improve outcomes. Money spent on new regulations may be better put to further educating future customers.
Kontributor teratas
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Associate Professor, Mathematics Education, Western Sydney University
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Professor of Marketing and Consumer Behaviour, Queensland University of Technology
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Professor of Finance, The University of Western Australia
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Lecturer, Finance, The University of Western Australia
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Professor of Finance, The University of Western Australia
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Senior lecturer, Queensland University of Technology
