Despite owning a smaller share of their home, younger homeowners borrow often, and borrow more, than their parents.
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Articles on Borrowing
Displaying 1 - 20 of 38 articles
Using debt to invest can magnify gains – but it can also seriously magnify losses. It isn’t for the faint-hearted.
The committee that decides on UK interest rates has been independent of government since 1997 – but it still attracts controversy.
Homeowners looking to remortgage and first-time buyers struggled to manage interest rate hikes in 2023. Here’s what to think about this year.
Taboos around talking about money can prevent people from learning important lessons about using credit and getting into debt.
Both major political parties have promised to introduce financial literacy to New Zealand’s curriculum. But is school really the best place to teach students about money?
Recent interest rate hikes are not just a problem for mortgage borrowers, many companies are suffering too.
African states say a pan-African rating agency will enable them to access capital and integrate the continent with global financial markets.
Interest rate hikes are the Bank of England’s main monetary policy weapon against inflation, but they aren’t working.
New mortgage products designed to help struggling first-time buyers hark back to the pre-2008 market and so should come with a warning.
If the US fails to increase its debt ceiling by June 1, it could be forced into an embarrassing – and hugely costly – default on its obligations.
The UK retail bank business model has allowed banks to make significant profits as interest rates have risen over the past year.
Should the country go into debt or raise taxes to pay for disaster recovery? The best solutions might not be the most politically attractive – and that’s a problem.
The new government faces both short- and long-term problems when trying to reignite investor confidence in the UK
Borrowers want to know when soaring mortgage rates will go down again.
How Liz Truss’s energy cost freeze could affect what you pay for heat, power and even other goods and services.
There are a number of reasons why Ghana’s domestic borrowing is more expensive than foreign debt.
Low-income countries that sought to spend more on health care during the pandemic have been hit with ratings downgrades, while others avoided borrowing entirely.
President-elect Joe Biden promised to forgive some part of student debt. An ethicist considers what’s fair.
Yes, the bank would effectively pay you to borrow money. But negative interest rates won’t please savers, nor will they meet the big challenges of economic recovery.
Top contributors
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Associate Professor of Markets, Public Policy and Law, Boston University
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Professor of Banking & Applied Economics, University of Stirling
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Visiting Faculty in Economics, Emory University
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Associate Professor in Economics, University of Leeds
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Professor of Banking and Finance, Brunel University London
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Professor of Economics, University of the Western Cape
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Research associate, Loughborough University
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Nottingham Trent University
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Professor of Marketing and International Business, Michigan State University
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Professor of Economics, University of Georgia
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Assistant Professor, Coventry University
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Professor of Political Economy, University of the Witwatersrand
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Professor/Senior Research Fellow, Centre for Advancement of Scholarship, University of Pretoria
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Lecturer, Department of Economics, University of Ghana
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Visiting Professor at the Business School, University of the Witwatersrand
