New mortgage products designed to help struggling first-time buyers hark back to the pre-2008 market and so should come with a warning.
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Articles on Borrowing
Displaying 1 - 20 of 29 articles
If the US fails to increase its debt ceiling by June 1, it could be forced into an embarrassing – and hugely costly – default on its obligations.
The UK retail bank business model has allowed banks to make significant profits as interest rates have risen over the past year.
Should the country go into debt or raise taxes to pay for disaster recovery? The best solutions might not be the most politically attractive – and that’s a problem.
The new government faces both short- and long-term problems when trying to reignite investor confidence in the UK
Borrowers want to know when soaring mortgage rates will go down again.
How Liz Truss’s energy cost freeze could affect what you pay for heat, power and even other goods and services.
There are a number of reasons why Ghana’s domestic borrowing is more expensive than foreign debt.
Low-income countries that sought to spend more on health care during the pandemic have been hit with ratings downgrades, while others avoided borrowing entirely.
President-elect Joe Biden promised to forgive some part of student debt. An ethicist considers what’s fair.
Yes, the bank would effectively pay you to borrow money. But negative interest rates won’t please savers, nor will they meet the big challenges of economic recovery.
Massive borrowing to fund NZ’s economic recovery due to COVID-19 cannot be written off without the risk of worsening the crisis it was designed to meet.
The IMF loan does not impose any conditions over and above what is in South African law on how the funds can be used; it only seems to expect the country to implement policies already announced.
Use of installment loans has grown dramatically in recent years – all without the regulatory scrutiny that tamped down on abuses in the payday loan market.
Checking your credit report is a good way to ensure that incorrect information is not listed against you, and can protect you against identity theft.
A higher education professor explains the complex rules behind Public Service Loan Forgiveness, a program meant to provide debt relief to student loan borrowers who went into public service jobs.
It’s been 10 years since the U.S. signed into law a scheme to print money, essentially, and save the financial sector amid the sub-prime mortgage meltdown. Did it work? And who’s truly benefitted?
Why keep buying and chucking when you can rent and return?
The Federal Reserve lifted rates for the second time this year and expects to do so once more, suggesting it’s fairly confident the economic recovery will continue. Is it overconfident?
While borrowers may not be thrilled by the Federal Reserve’s decision to raise rates, many of us have plenty of reason to celebrate.
Top contributors
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Clinical Associate Professor of Markets, Public Policy and Law, Boston University
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Professor of Banking & Applied Economics, University of Stirling
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Visiting Faculty in Economics, Emory University
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Professor, Finance, UTS Business School, University of Technology Sydney
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Professor and Head of Department - Accounting, Finance and Economics, University of Huddersfield
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Professor Emeritus of Economics, SOAS, University of London
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Associate Professor in Commercial Law and Taxation, Te Herenga Waka — Victoria University of Wellington
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Visiting Professor at the Business School, University of the Witwatersrand
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Professor of Economics, University of Georgia
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SARCHI Professor of International Development Law and African Economic Relations, University of Pretoria
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Professor of Economics, University of the Western Cape
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Associate Professor of Higher Education, Seton Hall University
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Professor of Marketing and International Business, Michigan State University
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Professor of Political Economy, University of the Witwatersrand
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Daniel Patrick Moynihan Senior Lecturer in Public Policy and Public Finance, Harvard Kennedy School
