By not charging interest, Afterpay and other 'buy now, pay later' providers avoid the rules of national consumer credit law.
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The lawmakers have proposed capping interest rates on consumer loans at 15%, but doing so may hurt some of the people it's aiming to protect.
People are stressed out about money, with most of us struggling to make ends meet due to abusing credits cards and amassing consumer debt. Some tips on how to change your spending behaviour.
Easy credit services like Zip trade on the individual's belief that their income rise in the future.
Many children receive gift cards or even ask for them so they can choose their own presents. But are youngsters ready to handle the wiles of advertisers and the complexities of 'credit' on a card?
People on the lowest incomes pay the most to borrow money, even when it's for essentials.
Global travelers are being increasingly asked if they want to pay for local purchases in terms of their home country currency. Here's why you should resist the strong temptation to do so.
Cyber financial crime is on the rise globally. Here's how you can stay safe.
As the federal government changes the rules around credit cards, it should force companies to be more transparent about fees.
Millie, aged 5, wants to know where money comes from. We asked an economist to explain.
Modesty in your spending (and half an eye on the future) could make you very cheerful indeed.
If the RBA includes commercial credit cards in new caps on interchange fees, small to medium enterprises might not be able to use them as a source of finance.
The High Court found late credit card payment fees were not extravagant, but the experts disagreed on the actual cost to the bank.
The RBA has revised regulations on how much merchants can charge for using a credit or debit card which might make the practise more common.
Business Briefing: what happens to your credit history.
As credit reporting agencies find new ways to make money out of people accessing their credit histories, agency wrongdoing is calling into question the whole business model.
Almost half of Americans have trouble saving, while average credit card balances have swelled to $6,000. Can we turn this around?
Phishing attempts tend to rise during the festive season when people are more likely to respond to online marketing and to spend more money. How can you protect yourself?
The Turnbull government will ban businesses from charging consumers excessive surcharges on their credit cards, and move to inject more competition into the superannuation industry.
Today marks a milestone in our transition to more secure electronic payments, yet the costs and benefits are not what they seem.
The US has been accused of inflicting their commercialised version of Halloween on us, and now we have the horror of the Black Friday “celebrations” in our calendar as well. In the US, this is the day…
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Adjunct Professor, Swinburne University of Technology
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Professor of Law, Monash University
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Saurav Dutta is a Friend of The Conversation.
Head of School at the School of Accounting, Curtin University
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Adjunct professor, Monash University
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Louise Grimmer is a Friend of The Conversation.
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