Trends show credit scores are rising, with nearly half of all US consumers boasting ‘very good’ or ‘excellent’ numbers.
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Articles on Credit cards
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The slow disappearance of cash has advantages, but it can also exclude the most vulnerable from socio-economic activity. It’s also a privatisation that deteriorates the symbolic dimensions of money.
Businesses can now pass credit card surcharge fees along to their customers. To help businesses predict how consumers will react to credit card surcharges, behavioural economics offers some answers.
The UK’s cost of living crisis has exposed the financial vulnerability of consumers, especially those using ‘buy now, pay later’ products.
Retail employees are accustomed to long hours and low pay. What really upsets them are corporate policies to push store credit cards on consumers.
The introduction of these technologies in Ghana has created an enabling platform for consumers to use their mobile phones to pay for goods and services
Research has yet to support the theory that cash can spread the coronavirus.
By not charging interest, Afterpay and other ‘buy now, pay later’ providers avoid the rules of national consumer credit law.
The lawmakers have proposed capping interest rates on consumer loans at 15%, but doing so may hurt some of the people it’s aiming to protect.
People are stressed out about money, with most of us struggling to make ends meet due to abusing credits cards and amassing consumer debt. Some tips on how to change your spending behaviour.
Easy credit services like Zip trade on the individual’s belief that their income rise in the future.
Big data from smart phone and credit cards can uncover the daily rhythms of city life, for all its residents.
Global travelers are being increasingly asked if they want to pay for local purchases in terms of their home country currency. Here’s why you should resist the strong temptation to do so.
Many children receive gift cards or even ask for them so they can choose their own presents. But are youngsters ready to handle the wiles of advertisers and the complexities of ‘credit’ on a card?
People on the lowest incomes pay the most to borrow money, even when it’s for essentials.
The banks are dealing with rising rates of online credit card fraud, but they can’t fix it on their own.
Global travelers are being increasingly asked if they want to pay for local purchases in terms of their home country currency. Here’s why you should resist the strong temptation to do so.
Researchers at the Reserve Bank of Australia (RBA) have released their latest review of how Australians pay for goods and services. The survey, taken every three years, shows that Australians now use debit…
A recent ban on charges for paying by credit or debit card could open the door to legal action for surplus fees paid in the past.
Cyber financial crime is on the rise globally. Here’s how you can stay safe.
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Adjunct Professor, Swinburne University of Technology
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