Far too many people in Britain rely on high-cost short-term credit from alternative lenders.
Academic rigour, journalistic flair
Articles on Credit
Displaying 1 - 20 of 21 articles
Start-ups funded via business loans can outperform those using personal loans or only equity.
People on the lowest incomes pay the most to borrow money, even when it's for essentials.
Most of us bargain hunt when shopping for a new blouse or pair of blue jeans, yet for some reason we don't with interest rates, potentially costing us thousands of dollars.
African cities are failing to raise development funds through bond markets.
Financial literacy is non-intuitive to the human brain and fundamental to survival today. We should follow British Columbia's example and make financial literacy mandatory in every grade - across the country.
In the US "liar loans" have been identified as one of the key reasons behind the 2008 financial crisis. But how big a problem are poor loan checking practices in Australia?
The government needs to learn from the mistakes in the US in sharing our credit history information to third parties.
The NSW government is set to mandate a 3 year minimum expiry period for gift cards, but it isn't clear that this will solve the problem of unredeemed cards.
A new study finds that giving small loans to very poor people reduces both the incidence and depth of poverty in the developing world.
The Chinese government is doing its best to stop China's bad loan problem from blowing up.
Millie, aged 5, wants to know where money comes from. We asked an economist to explain.
Entities at the centre of the storm engulfing South Africa's social grants distribution system have claimed to be champions of financial inclusion. The claim in itself is scandalous.
A European Union law will require human-understandable explanations for algorithms' decisions. A team of researchers has found a way to provide that, even for complex calculations.
Research suggests paying small businesses just a couple of weeks faster can help them become more profitable, hire more workers and grow more quickly.
Black Friday and Cyber Monday start the frenzy of Christmas spending. Don't let them lure you in with their deals.
One of the worst hit countries during the financial crisis has regained economic strength inside a gilded cage -- to the extent that it can now step outside, melt it down and re-sell the gold.
It's a turbulent time for the global economy – here's what to expect.
The loans that plunged the world into financial chaos a decade ago are beginning to appear again. Just how scared should you be?
Asking borrowers questions to reveal their trustworthiness is a tricky business that's very hard to get right.
Top contributors
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Professor, Griffith Business School, Griffith University
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Professor of Clinical Psychology, University of Liverpool
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Professor of Social Policy, University of Birmingham
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Professor of Law, Monash University
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Lecturer in Economics, The Open University
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Lecturer in Economics, University of Bath
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Lecturer in Chinese Business and Management, SOAS, University of London
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Senior Lecturer in Economics and Personal Finance, The Open University
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Research Fellow, Coventry University
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Professor of Public Policy, University of Brighton
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Professor of Anthropology, London School of Economics and Political Science
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Assistant Professor of Finance, MIT Sloan School of Management
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Associate professor of operations research, Goodman School of Business, Brock University
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Lecturer, Northumbria University, Newcastle
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Researcher, RMIT University
