Three-quarters of insurance executives believe artificial intelligence will revolutionise the industry within a few years. It promises lower premiums, but brings ethical risks too.
The differences between owners and the growing number of renters, and between rural and urban areas, point to explanations other than affordability for the one-in-two Australians who are underinsured.
Nir Kshetri, University of North Carolina – Greensboro
As cyberattacks and hacking become more common, businesses and private individuals are realizing that cleaning up from digital destruction can be expensive.
Convincing people to see and appreciate the threats posed by climate change is one of the great challenges of our day. Insurers may be able to succeed where scientists and educators have failed.
Insurer John Hancock now requires customers to use activity trackers for life insurance policies. Here’s how that will put life insurance and even mortgages out of reach for many people.
As Hurricane Florence is expected to pound the Carolinas with significant flooding, an insurance expert explains how the program designed to help the millions affected recover.
Cities around the world, including Toronto, are building housing on flood plains knowing the risks in the era of climate change. Here’s why that will contribute to growing inequality in our cities.
Many vulnerable workers aren’t covered for work-related injuries and illness. Employment law is largely a federal matter while compensation schemes are state-run, but there’s a way to fix the problem.
Don Fullerton, University of Illinois at Urbana-Champaign; Julian Reif, University of Illinois at Urbana-Champaign; Megan Konar, University of Illinois at Urbana-Champaign, and Tatyana Deryugina, University of Illinois at Urbana-Champaign
Crop insurance cushions farmers against natural disasters, but it also can lead them to overuse resources and reduce their incentive to adapt to climate change.
Most Australians don’t read terms and conditions or other contracts, so lawyers are experimenting with comics, graphics and other ways to make them more understandable.
In response to mudslides that have killed at least 20 people in Southern California, a geologist calls for more resources to study and map landslide hazards so residents can understand the risks.
Lecturer and Research Fellow, School of Geography, Planning, and Spatial Sciences. Coordinator, Education for Sustainability Tasmania, University of Tasmania