The slow disappearance of cash has advantages, but it can also exclude the most vulnerable from socio-economic activity. It’s also a privatisation that deteriorates the symbolic dimensions of money.
Wanglin Ma, Lincoln University, New Zealand; Hongyun Zheng, Huazhong Agricultural University, and Puneet Vatsa, Lincoln University, New Zealand
Paying without cash is growing in popularity. But, as the experience of China over the past decade shows, the benefits of mobile payments can leave some groups behind.
High-quality bus service is the fastest route to rapid, comprehensive public transit in the United States. This country was once a leader in bus transit, and with adequate funding, it could be again.
Delivery services and cafes commonly prompt customers to leave a specific tip – for example, 15%, 20%, 25% – at the point of sale rather than after completing the service.
Masud Ibrahim, AAM University of Skills Training and Entrepreneurial Development and Robert E. Hinson, University of Ghana
The introduction of these technologies in Ghana has created an enabling platform for consumers to use their mobile phones to pay for goods and services
A cybersecurity research group has been tracking a significant rise in the number of stolen checks being sold on sites like WhatsApp and Telegram, which often results in stolen identities.
Gavin Brown, University of Liverpool; Richard Whittle, Manchester Metropolitan University, and Stuart Mills, London School of Economics and Political Science
Contactless payments may be convenient – but they also make it easier to overspend.
Michael Wade, International Institute for Management Development (IMD) and Elizabeth Teracino, International Institute for Management Development (IMD)
Most people would be content to pull off one of the world’s top five IPOs, but Jack Ma is on course for his second.