Two economists explain what insurers can and can’t do to factor vaccination status into their coverage and rates.
The Federal Court has all but made it illegal for insurance companies to dig for dirt and exploit the practice of retrospective underwriting.
Three-quarters of insurance executives believe artificial intelligence will revolutionise the industry within a few years. It promises lower premiums, but brings ethical risks too.
Because genetic changes that cause cause health complications can be hereditary, the information affects not only the person with the mutation but also their biological relatives.
Insurer John Hancock now requires customers to use activity trackers for life insurance policies. Here’s how that will put life insurance and even mortgages out of reach for many people.
It’s the subject no one wants to discuss. How prepared are you?
Companies these days offer insurance on pretty much anything you buy, no matter how inexpensive. How do you know when it’s worth it?
Life insurance applicants must disclose genetic test results if required by the insurer. While other countries have protected consumers from this, there is no such regulation in Australia.
Already becoming a darling of Wall Street, blockchain technology's biggest real benefits could come to the world's poorest people. Here's how.
Data on the outcomes of life insurance claims will not only help individual customers but also financial advisers and super funds acting on behalf of consumers.
The Financial Services Council code of conduct for life insurance is the industry’s last chance to reform before the government steps in.
The life insurance industry has been put on notice about its commissions.
Because doctors are so powerful, it is essential they always use their skills and authority to act in their patient’s best interests.
If ASIC gets its way and ‘conduct risk’ is regulated, banks might get serious about systematic problems.