The outcomes of increased financial inclusion in Ghana have been mixed
More Nigerians are using mobile money but it is fraught with inherent dangers that must be tackled.
Nigeria’s Central Bank didn’t have an adoption strategy for its digital currency. It was a missed opportunity.
Domestic resource mobilisation cannot be achieved by over-taxing the livelihoods of the most vulnerable workers in the informal sector.
The tax on electronic transactions has not generated as much revenue as the government of Ghana expected.
E-payments make it easy for banks to keep trail of transactions because they are recorded in real time.
The introduction of these technologies in Ghana has created an enabling platform for consumers to use their mobile phones to pay for goods and services
A levy on electronic transactions in Ghana makes sense if the government gets the architecture for it right
Mobile money service providers are on the path to find new ways of growing their customer base and keeping them.
Taxing electronic payments is key to raising revenue form the informal sector
The FinTech ecosystem in Ghana provided the basis for understanding how various actors work together to shape financial inclusion.
An attempt to prevent fraud in Ghana’s burgeoning mobile money sector could be a setback for access to financial services.
South Africa needs some serious structural reforms before its moribund economy can come to life.
Stringent restrictions could stifle innovation among mobile money operators and hinder access to financial services.
Mobile loan platforms have given Kenyans access to easy loans, but they come at a high price.
Plenty of Western officials and media outlets have criticized Libra – but it’s not meant for them.
Mobile money transfers have become the norm in Somalia. Transactions total as much as $2.7bn a month.
Innovation in small-scale solar systems and mobile money systems is giving people in sub-Saharan Africa access to electricity at a lower cost than diesel or kerosene.
What do traditional Maasai people use mobile phones for?
M-PESA was launched nearly a decade ago in Kenya. New evidence suggests that the mobile money banking system has helped reduced poverty levels, particularly in households headed by women.