More diversity in the banking sector can help with stability, but Revolut’s two-year wait for a UK banking licence indicates regulatory caution.
The outcomes of increased financial inclusion in Ghana have been mixed
More Nigerians are using mobile money but it is fraught with inherent dangers that must be tackled.
The UK could learn a lot from developing economies about using digital payments to boost financial inclusion.
Nigeria’s Central Bank didn’t have an adoption strategy for its digital currency. It was a missed opportunity.
Market-led microcredit innovations dominated by profit maximisation can harm the very vulnerable.
Research into Chinese peer to peer lending data shows that borrowers from regions with more minority dialects receive smaller loans.
Are studies right that expanded access to off-grid solar products has driven economic development in Africa?
The craze for crypto-currencies continues to grow. However, the environment is risky for investors, not only in terms of volatility, but also because of fraud.
As decentralized autonomous organizations with philanthropic aims begin to form, it’s unclear whether they can operate without breaking IRS rules.
A new handbook shows that African entrepreneurs are able to hold their own globally if given the chance.
The FinTech ecosystem in Ghana provided the basis for understanding how various actors work together to shape financial inclusion.
Central banking was given to technocrats whose job is to make the difficult decisions. But there are parameters. And within these, central bankers must act independently, without fear or favour.
El Salvador has become the first country to adopt bitcoin as legal tender. This is a noble idea, but unworkable in the long term.
Nigeria risks losing its recent status as Africa’s most attractive tech hub following its decision to suspend Twitter’s operations.
An attempt to prevent fraud in Ghana’s burgeoning mobile money sector could be a setback for access to financial services.
The question now is, how to turn a crisis into an opportunity.
Fintech can help small and medium enterprises in Southeast Asia’s largest economy access funding and expand their businesses.
Last minute decision suspends world’s biggest IPO. But it exposes debates still ongoing about how to regulate fintech companies.
Using less cash means leaving more digital traces of where your money goes - but there are ways to keep some privacy.