Market-led microcredit innovations dominated by profit maximisation can harm the very vulnerable.
Not only are physical banks out of reach, people also face barriers to using digital financial services.
E-payments make it easy for banks to keep trail of transactions because they are recorded in real time.
It’s individuals, communities, and institutions who build the necessary confidence to pursue complex and challenging solutions to their problems.
The FinTech ecosystem in Ghana provided the basis for understanding how various actors work together to shape financial inclusion.
South Africa has a huge gender gap in terms of policies and interventions that would help women entrepreneurs.
It’s time to shift focus away from bitcoin and to pay more attention to other blockchain projects promising to make real contributions to the world.
Banks can deploy artificial intelligence to create an understanding of current and prospective consumers and develop products that meet their needs.
An attempt to prevent fraud in Ghana’s burgeoning mobile money sector could be a setback for access to financial services.
Sustainable financial inclusion in Nigeria requires interventions that strengthen financial capability, participation and well-being of small-scale farmers.
Stringent restrictions could stifle innovation among mobile money operators and hinder access to financial services.
More financial services should target low-income households in South Africa.
Nigeria needs to adopt gender specific strategies to financially include women smallholders in agriculture.
Mobile loan platforms have given Kenyans access to easy loans, but they come at a high price.
The closure of high street pawnbrokers like Albermarle and Bond might leave many without financial help.
Mobile money transfers have become the norm in Somalia. Transactions total as much as $2.7bn a month.
Mobile money transfers have been a great asset. But the rise of online betting could threaten its contribution.
Plans for China to rate its citizens for their trustworthiness have been depicted as uniquely Chinese. Don’t be so sure.
Grameen Bank has potential to increase financial inclusion in Australia but regulation is holding it back.
Banking in a highly financialised society like Britain could be seen as akin to a fundamental human right.