Roughly 1 in 10 student loan borrowers end up in default on their loans. A scholar of higher education offers tips on how to make that less likely.
Academic rigor, journalistic flair
Articles on Student loan debt
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A recent gift by billionaire Robert Smith to pay off the student loans of 2019 graduates of Morehouse points to the potential of America's black elite to pay off all black students' college loans.
A new debit card being issued to federal student loan borrowers on a trial basis may save them time and money, but it could also enable a bank to study their spending to sell them more products.
Despite good intentions, efforts to hold colleges and universities accountable often miss the mark. The reasons why range from politics to resistance among the institutions themselves.
Alternative scenarios for tertiary funding in South Africa are set out in a completely separate report from the Davis Tax Committee drawing from work done by the higher education department.
Republican lawmakers say the proposed changes to the tax code would 'streamline' higher ed benefits. But this overhaul would squeeze many, if not most, students and schools.
Students across the country have been defrauded by for-profit schools. Fine print in their enrollment contracts has stopped them from bringing their cases to court, but new rules could help.
From student loans to Title IX, Betsy DeVos has had a busy six months in office. But despite numerous reversals of Obama-era guidelines, little has come in the way of tangible policy.
About 44 million Americans are still paying off student loan debt. But it didn't always used to be this way. As the perceived purpose of a college education changed, so too did the way we pay for it.
The current system disproportionately limits opportunities for young people from low-income backgrounds.
Placing greater control over student fees will not lift the quality of student outcomes and ensure the integrity of the qualifications issued.
Tanzania's government has uncovered evidence of 2 000 "ghost" students who are fraudulently obtaining loans. This costs the country and other students dearly.
The threshold for paying back student loans will vary depending on which party wins the election.
Loan caps are only a partial solution to a much bigger problem – declining public investment in VET and a dysfunctional VET financing system, which neither side of politics has been willing to address.
Combining a lower repayment scale with a super option would allow for earlier repayment of HELP loans and greater flexibility for graduates to manage living expenses early in their careers.
Academic experts respond to the latest report by the Parliamentary Budget Office on the impact of student loans on the budget.
A new report has called on the government to lower the threshold at which university graduates repay their debt from $54,126 to $42,000. But is this fair on students?
Simon Birmingham, Minister for Education and Training, said this week that Australia runs one of the most generous student loan schemes in the world. Is that right?
Australians who live in another country for more than six months will now have to pay back their student loans.
For many students, stress about money is a terrible and unwelcome distraction from their degrees – qualifications they hope can lift themselves and their families out of poverty.
Top contributors
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Honorary Senior Fellow, Centre for Vocational and Educational Policy, University of Melbourne
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Fellow, Higher Education Program, Grattan Institute
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Higher Education Program Director, Grattan Institute
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Research economist, Institute for Fiscal Studies
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Mitchell Professorial Fellow, Victoria University
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Associate Professor of Higher Education, Seton Hall University
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Gavin Moodie is a Friend of The Conversation.
Adjunct professor, RMIT University
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Senior Lecturer, Melbourne Centre for the Study of Higher Education, University of Melbourne
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Senior Lecturer, Melbourne Graduate School of Education, University of Melbourne
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Assistant Professor, Economics Department, University of Warwick
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Vice Chancellor, University of Liverpool
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Vice Chancellor, University of Hertfordshire
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Chief executive, University Alliance
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Associate Professor, Research School of Finance, Actuarial Studies & Statistics, Australian National University
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Assistant Professor, Jacksonville State University
