Articles on Student loans

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Left: Robert Smith. Right (clockwise from left): Beyonce Knowles-Carter, Jay-Z, LeBron James and Nicki Minaj. Reuters, USA Today

Could black philanthropy help solve the black student debt crisis?

A recent gift by billionaire Robert Smith to pay off the student loans of 2019 graduates of Morehouse points to the potential of America's black elite to pay off all black students' college loans.
New research uncovers problems with a ‘calculator’ that colleges must put online to make it easier for prospective students to understand the cost of college. Tina Gutierrez from www.shutterstock.com

Net price calculators were supposed to make it easier to understand the cost of college – instead, many are making it more difficult

While net price calculators are meant to help students figure out how much a particular college will cost, a new study reveals that many colleges' calculators distort the true cost of attendance.
New debit cards being issued by the U.S. Department of Education could be used to track student spending. sakhorn/www.shutterstock.com

New debit card for federal student loan borrowers could save money, but concerns linger

A new debit card being issued to federal student loan borrowers on a trial basis may save them time and money, but it could also enable a bank to study their spending to sell them more products.
Many of Education Secretary Betsy DeVos’ policy proposals have failed. Matt Rourke/AP

Betsy DeVos has little to show after 2 years in office

Although many feared that Education Secretary Betsy DeVos would destroy public education, a review of the past two years shows that much of her policy agenda has failed.
Public Service Loan Forgiveness can be difficult to get if you don’t know the rules. Rawpixel.com/www.shutterstock.com

What is public service loan forgiveness? And how do I qualify to get it?

A higher education professor explains the complex rules behind Public Service Loan Forgiveness, a program meant to provide debt relief to student loan borrowers who went into public service jobs.
The proposed tax bill could make higher ed even less affordable. AP Photo/Rich Pedroncelli

How the tax package would slam higher ed

Republican lawmakers say the proposed changes to the tax code would 'streamline' higher ed benefits. But this overhaul would squeeze many, if not most, students and schools.
How can we help the tens of thousands of college students who have been defrauded? SpeedKingz/Shutterstock.com

Why students need better protection from loan fraud

Students across the country have been defrauded by for-profit schools. Fine print in their enrollment contracts has stopped them from bringing their cases to court, but new rules could help.
Betsy Devos has been busy advancing a conservative education agenda since her confirmation earlier this year. AP Photo/Jacquelyn Martin

Betsy DeVos’ 6-month report card: More undoing than doing

From student loans to Title IX, Betsy DeVos has had a busy six months in office. But despite numerous reversals of Obama-era guidelines, little has come in the way of tangible policy.
Has student debt changed because the purpose of education has changed? John Collier/Library of Congress, Ermolaev Alexander/Shutterstock.com

From public good to personal pursuit: Historical roots of the student debt crisis

About 44 million Americans are still paying off student loan debt. But it didn't always used to be this way. As the perceived purpose of a college education changed, so too did the way we pay for it.

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