Poorer students aren’t applying to university because of fears of high debts
The current system disproportionately limits opportunities for young people from low-income backgrounds.
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Articles on Student loans
Displaying 1 - 20 of 41 articles
The high cost of pursuing a dream to be a veterinarian
Students aspiring to veterinary education are investing in the hope that it will return value. The reality, however, is different.
New VET Student Loans unlikely to weed out dodgy private providers
Placing greater control over student fees will not lift the quality of student outcomes and ensure the integrity of the qualifications issued.
Why government loans are the fairest way to fund South Africa’s students
A "buy now, pay later" model is well suited to financing higher education. Commercial bank loans are not viable. Government-backed loans with income-contingent repayment are the fair solution.
Making college affordable: Eight essential reads
What do low-income students really need to complete college? Here is a roundup of articles from our experts.
Tanzania’s universities have a costly ‘ghost student’ problem
Tanzania's government has uncovered evidence of 2 000 "ghost" students who are fraudulently obtaining loans. This costs the country and other students dearly.
Most students borrow for college, but are they financially literate?
Three out of 10 students borrow the maximum amount available to them as loans. How well do students understand the long-term costs of borrowing?
Why it’s so hard for students to have their debts forgiven
About 10 million borrowers in the government's main student loan program are struggling to make their payments, yet unlike other types of debt, it's next to impossible to have it forgiven.
The truth about for-profit colleges and Trump University
For-profit colleges and universities have been in a lot of trouble. But the case of Trump University is different. To start with, it cannot even be called a for-profit university.
How the two major parties shape up on debate around student loan reform
The threshold for paying back student loans will vary depending on which party wins the election.
Student loan caps must be part of total redesign of vocational funding system
Loan caps are only a partial solution to a much bigger problem – declining public investment in VET and a dysfunctional VET financing system, which neither side of politics has been willing to address.
Higher education in policy paralysis after Budget 2016 – what now?
While the government finally ruled out full fee deregulation in its 2016 budget, it is still contemplating uncapping fees for some degree courses. Here's what else is being discussed.
What your choice of degree means for your future earnings
A new report has drilled down into how much graduates from particular courses earn. What does it mean for universities?
Reforming HELP loans: combine lower repayment thresholds with a super payment option
Combining a lower repayment scale with a super option would allow for earlier repayment of HELP loans and greater flexibility for graduates to manage living expenses early in their careers.
Higher education policies could result in big increase to federal debt: experts respond
Academic experts respond to the latest report by the Parliamentary Budget Office on the impact of student loans on the budget.
Is lowering the student loan repayment threshold fair for students?
A new report has called on the government to lower the threshold at which university graduates repay their debt from $54,126 to $42,000. But is this fair on students?
The history of student loans goes back to the Middle Ages
When the first universities opened in Europe, some 800 years ago, students literally borrowed from a chest and used their books as collateral.
FactCheck: does Australia run one of the most generous student loan schemes in the world?
Simon Birmingham, Minister for Education and Training, said this week that Australia runs one of the most generous student loan schemes in the world. Is that right?
Funding higher education: time for a more transparent system?
Being up front about what public investment goes towards in higher education is an important step for providing greater clarity for students.
Australian graduates who move overseas will have to pay back student loans
Australians who live in another country for more than six months will now have to pay back their student loans.
Top contributors
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Honorary Senior Fellow, Centre for Vocational and Educational Policy, University of Melbourne
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Program Director, Higher Education, Grattan Institute
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Senior Lecturer, Melbourne Centre for the Study of Higher Education, University of Melbourne
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Fellow, Higher Education Program, Grattan Institute
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Adjunct professor, RMIT University
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Professor of Vocational and Higher Education, University of Birmingham
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Senior Lecturer in Education, University of Birmingham
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Research economist, Institute for Fiscal Studies
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Professor of Higher Education Studies, UCL
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Mitchell Professorial Fellow, Victoria University
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Director, Policy Impact, Crawford School of Economics and Government, Australian National University
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Jane Den Hollander is a Friend of The Conversation.
Vice-Chancellor, Deakin University
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Professor of Management, University of New England
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Pro-Vice Chancellor of Research, Kingston University
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Senior Lecturer, Melbourne Graduate School of Education, University of Melbourne
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