Articles on age pension

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Newstart should be lifted by mush more than usually proposed, a new ANU algorithm finds. Shutterstock

Cut the pension, boost Newstart. What our algorithm says is the best way to get value for our welfare dollars

A new ANU computer algorithm can provide near instant answers about how to get the best bang for welfare dollars. It says we should boost Newstart and cut either pensions or family benefits.
The old pathways to home ownership have been displaced by more uncertain routes that waver between owning and renting. Glenn Hunt/AAP

Home ownership foundations are being shaken, and the impacts will be felt far and wide

Increasingly insecure pathways to home ownership are not just a problem for property markets. The fallout is likely to hit retirement incomes, the welfare base, gender equity and the broader economy.
Add up all the neglected costs of downsizing and retirees have good reason to be wary of making the move. wavebreakmedia from www.shutterstock.com

Downsizing cost trap awaits retirees – five reasons to be wary

Retirees are often urged to downsize to free up suburban properties for the next generation and for higher-density development. What's being ignored is the costs of moving into a unit or apartment.
Governments alone cannot bridge the gaps and support affordable housing for seniors. shutterstock

Social impact investment can help retirees get the housing and care they need

Any significant decline in home ownership or equity in a home impacts higher care needs: older people will not have an asset to sell to fund the bonds required to enter aged care accommodation.
The growing numbers of pensioners in private rental accommodation use much of their income to pay for housing. Alan Porritt/AAP

Why secure and affordable housing is an increasing worry for age pensioners

For the increasing proportion of people living in private rental accommodation who can expect to be dependent on the age pension, the prospects of financial and housing insecurity are grim.
The changes to the cap on non-concessional contributions is one of the features of the latest superannuation reform proposals. www.shutterstock.com

Winners and losers from the government’s compromise on superannuation

The Coalition has reached a compromise to get its superannuation reform past its own party, but the changes will make it harder for women and older workers.
Will Treasurer Scott Morrison revive the Ghosts of Budgets Past in this year’s budget speech? AAP/Mick Tsikas

Where are they now? Tracking down the promises of budgets past

Having made a commitment to reduce spending, the federal government will have its work cut out with this year's budget, which may require revisiting policy ideas that have caused it pain in the past.

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