Articles on Insurance

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Low-cost housing development on the city outskirts can expose owners to higher costs in the long run. Paul Miller/AAP

Affordable housing is not just about the purchase price

People are taking on larger future risks and costs just so they can buy a house. Increases in new home owners are seen as a positive development, but what if they can't afford the ongoing costs?
Many Australians will not benefit from the Financial Services Council’s new life insurance code, Gail Pearson says. www.shutterstock.com

New life insurance code riddled with loopholes

The Financial Services Council code of conduct for life insurance is the industry's last chance to reform before the government steps in.
Hurricane Wilma in 2005 was the last major storm to rock Florida – and its insurance market. Carlos Barria/Reuters

When catastrophe strikes, who foots the bill?

Even though Hurricane Matthew has been downgraded to category 3, it's expected to cause substantial damage to Florida and other states in the region. The question is, who pays.
Health Insurers should be offering insurance that covers primary care, Paolucci argues. www.shutterstock.com

Business Briefing: treat the cause not the symptoms of problems with private health insurance

Business Briefing: treat the cause not the symptoms of problems with private health insurance The Conversation10.5 MB (download)
If customers are questioning the value of private health insurance its because of the way the system is distorted by government incentives.
It’s stormy conditions in share markets and a competitive sector, not natural disasters, that will define the outlook for the insurance sector. KARIN CALVERT/AAP

Insurance outlook: in an era of increasing competition technology will make the difference

The outlook for the insurance sector will depend less on natural disasters and more on how the big insurers respond to smaller competitors and the use of technology in assessing policies.

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