Articles sur Microfinance

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Informal traders at Cape Town ‘s Grand Parade. Survival businesses that are here today and gone tomorrow cannot further long term devemlopment. Reuters/Mike Hutchings

How microcredit has hurt the poor and destroyed informal business

After 1994 the microcredit movement helped plunge large numbers of black South Africans into heavy debt and poverty while enriching a few white elites who provided the loans.
Muhammad Yunus, founder of the Grameen Bank. The micro credit revolution he started has not been a panacea for poverty. EPA/Ulrich Perrey

From Zorro to Zombie: the rise and fall of the microcredit movement

Microcredit, which was viewed as a perfect market-affirming solution to poverty in developing countries, has collapsed. In 30 years it's gone from Zorro to Zombie.
Squaring the circle. A microfinance self help group meet in a village near Pune, Maharashtra. Oxfam Australia

How do we save the soul of microfinance?

The introduction of hard-nosed private sector investment and the age-old pressures of social norms mean microfinance institutions are at risk of losing their social conscience – and both clients and staff…
Microfinance can buy you a bucket, but it won’t feed you forever. DFAT

How microfinance disappointed the developing world

In 1976, a small experiment was conducted in the poverty-stricken and flood ravaged Bangladeshi village of Jobra. Professor Muhammad Yunus, a lecturer of Economics at Chittagong University visited the…

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