Make sure you’re a good citizen.
Plans for China to rate its citizens for their trustworthiness have been depicted as uniquely Chinese. Don't be so sure.
A Grameen Bank meeting in Bangladesh.
Grameen Bank has potential to increase financial inclusion in Australia but regulation is holding it back.
Banking in a highly financialised society like Britain could be seen as akin to a fundamental human right.
Financial inclusion has been touted as one of the solutions to addressing poverty in South Africa.
Entities at the centre of the storm engulfing South Africa's social grants distribution system have claimed to be champions of financial inclusion. The claim in itself is scandalous.
Social grant recipients waiting in Gugulethu, Cape Town. A battle over social grant payment tender threatens the system.
The South African Social Security Agency has created a crisis that threatens to deliver social grant recipients on a silver platter into the hands of unscrupulous financial services companies.
Women navigate a financial world that is awash in credit.
Photo by Caroline Schuster (2010)
The global push for financial inclusion could end up with unintended consequences.
Retailers offer ‘rewards’ programs and loyalty cards that can trap customers into a debt cycle.
In the global South, where some argue that "everyone is now middle class", people are reluctant to acknowledge that they need to borrow money – and the stigma drives them to dodge their debts.
A Kenyan woman does a financial transaction using her mobile phone.
Financial inclusion has so far focused on enhancing a poor person’s cash flow. But it needs to involve more. Not enough consideration is given to encouraging poor people to build assets.
Women in many developing countries find it difficult to open a bank account.
If women in developing countries are to enjoy the benefits of access to banking, it's time for a rethink on how they are assessed for risk.