Has student debt changed because the purpose of education has changed?
John Collier/Library of Congress, Ermolaev Alexander/Shutterstock.com
About 44 million Americans are still paying off student loan debt. But it didn't always used to be this way. As the perceived purpose of a college education changed, so too did the way we pay for it.
Is the sky really the limit when you’re from a poorer background?
The current system disproportionately limits opportunities for young people from low-income backgrounds.
Women are likely to be disproportionately affected by the new VET student loan scheme.
Placing greater control over student fees will not lift the quality of student outcomes and ensure the integrity of the qualifications issued.
Tanzania’s government is spending money on students who don’t exist.
Tanzania's government has uncovered evidence of 2 000 "ghost" students who are fraudulently obtaining loans. This costs the country and other students dearly.
Both major parties support lowering the repayment threshold for student loans.
The threshold for paying back student loans will vary depending on which party wins the election.
What is the best HELP repayment option for all graduates?
Combining a lower repayment scale with a super option would allow for earlier repayment of HELP loans and greater flexibility for graduates to manage living expenses early in their careers.
$4 billion of student loan debt is likely to never be repaid by 2025.
Academic experts respond to the latest report by the Parliamentary Budget Office on the impact of student loans on the budget.
Should we lower the threshold at which graduates repay their university debt?
A new report has called on the government to lower the threshold at which university graduates repay their debt from $54,126 to $42,000. But is this fair on students?
Is Education Minister Simon Birmingham right to say Australia runs one of the most generous student loan schemes in the world?
AAP Image/Mick Tsikas
Simon Birmingham, Minister for Education and Training, said this week that Australia runs one of the most generous student loan schemes in the world. Is that right?
Debt lost from graduates working overseas is estimated to cost the taxpayer around $30m a year.
Australians who live in another country for more than six months will now have to pay back their student loans.
Where will the money come from for Hillary Clinton’s college plan?
Hillary for America
Hillary Clinton's US$350 billion college plan will need a doubling of the federal government’s funding to colleges. But this large expansion in federal dollars will not be without its own costs.
A crisis for whom?
Dollar image via www.shutterstock.com
For many borrowers — particularly those with advanced degrees — a high debt is far from a crisis.
More people should get to do this.
Chris Ison/PA Wire
The debate around how to finance undergraduate education at English universities has been reignited by a new report from the business, innovation and skills select committee questioning the sustainability…
We’ll be able to do this all over again.
Chris Ison/PA Wire
Students should be given a lifetime loan allocation that they can use for different undergraduate and postgraduate courses…
Dropping on the doormat until you’re 50.
Nearly three-quarters of graduates will not clear their student loans before the end of the repayment period. This means the large majority of those who go to university aged 18 or 19 will still be paying…
The idea of adding student income support to their HELP debt has been floated, but student debt is already high.
A Grattan Institute report I co-authored highlights student debt costs, with the finding that the government could save $800 million a year by retrieving unpaid debts from deceased estates and students…