Articles on Student loan debt

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Betsy Devos has been busy advancing a conservative education agenda since her confirmation earlier this year. AP Photo/Jacquelyn Martin

Betsy DeVos’ 6-month report card: More undoing than doing

From student loans to Title IX, Betsy DeVos has had a busy six months in office. But despite numerous reversals of Obama-era guidelines, little has come in the way of tangible policy.
Has student debt changed because the purpose of education has changed? John Collier/Library of Congress, Ermolaev Alexander/Shutterstock.com

From public good to personal pursuit: Historical roots of the student debt crisis

About 44 million Americans are still paying off student loan debt. But it didn't always used to be this way. As the perceived purpose of a college education changed, so too did the way we pay for it.
A cap is a sensible option, but it must form part of a total redesign of the VET financing system. from www.shutterstock.com

Student loan caps must be part of total redesign of vocational funding system

Loan caps are only a partial solution to a much bigger problem – declining public investment in VET and a dysfunctional VET financing system, which neither side of politics has been willing to address.
It’s difficult for students who are struggling financially to focus on their academic work. Shutterstock

Financial stress distracts university students from academic success

For many students, stress about money is a terrible and unwelcome distraction from their degrees – qualifications they hope can lift themselves and their families out of poverty.
Where will the money come from for Hillary Clinton’s college plan? Hillary for America

Clinton’s debt-free college comes with a price tag

Hillary Clinton's US$350 billion college plan will need a doubling of the federal government’s funding to colleges. But this large expansion in federal dollars will not be without its own costs.
How did US student loan debt get so big? Flickr/thisisbossi

Explainer: the US student loan problem and how we got here

The US student loan system is unique in age, size, and scope. Since 1958, the US has had some form of federally sponsored student loan system. Since inception, college and borrowing have become much more…
The idea of adding student income support to their HELP debt has been floated, but student debt is already high. Shutterstock

Student debt costs are an obstacle to new student loans

A Grattan Institute report I co-authored highlights student debt costs, with the finding that the government could save $800 million a year by retrieving unpaid debts from deceased estates and students…

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