Employees and their pensions will increasingly be at the mercy of financial markets thanks to a coalition of culprits.
Social Security will have to dip into its trust fund to pay benefits this year for the first time since 1982. Should we be worried?
Increasingly insecure pathways to home ownership are not just a problem for property markets. The fallout is likely to hit retirement incomes, the welfare base, gender equity and the broader economy.
When you consider that the average US household will have just $104,000 in retirement savings, Australia's compulsory super system starts to look like a really good idea.