Menu Close

Articles on National Flood Insurance Program

Displaying all articles

Wildfires can destroy hundreds of homes within hours. PH2(AW/SW) Michael J. Pusnik, Jr / Navy Visual News Service / AFP via Getty Images

Why insurance companies are pulling out of California and Florida, and how to fix some of the underlying problems

It’s not a question of if insurance will become unavailable or unaffordable in areas at high risk of wildfires, hurricanes and other damage – it’s a question of when. A disaster risk expert explains.
People wade through high water to evacuate a flooded home in LaPlace, La., after Hurricane Ida struck. Patrick T. Fallon/AFP via Getty Images

The 2021 hurricane season showed US isn’t prepared as climate-related disasters push people deeper into poverty

The most vulnerable communities are being pushed deeper into poverty with each climate-related disaster. Part of the problem is that government aid helps the wealthiest people most.
Flooding in La Platte and other cities in Nebraska have so far caused an estimated $1 billion in damages. Reuters/Drone Base

Why flood insurance needs an overhaul: 6 questions answered

The Trump administration has proposed a major revamp of the National Flood Insurance Program since its inception in 1968. Here’s why it needs fixing.
Relatively few homes hit by Harvey have flood insurance. Reuters/Carlo Allegri

How flood insurance works: 6 questions answered

The federal government created a program in 1968 to insure homes in the US from flooding, yet few of the houses hammered by Harvey’s record rainfall were covered.

Top contributors

More