Mortgage rates – and repayments – have risen significantly since this time last year.
For better or worse, debt is a part of everybody’s financial portfolios. Solid financial planning will help you keep your eye on the prize of wealth accumulation.
Central bankers are set to slow down their rate hikes.
What happens when you owe more on your mortgage than your house is worth? Negative equity is a growing concern for some homeowners, but how real are the risks?
With 30-year fixed rates hitting a 20-year high of 7%, a finance scholar explains where these life-altering loans originated.
Borrowers want to know when soaring mortgage rates will go down again.
When we look at certain prices, we jump to conclusions about inflation rates that are not accurate.
A deepening recession risk will keep home ownership out of reach for many.
Shariah law informs financial contracts and credit systems, and the growth of Islamic financing options provides an alternative to current debt-based banking systems.
While authorities such as the Reserve Bank often see them as risky, interest-only loans can be helpful in some circumstances.
Banks typically do not want their customers to default on property and have processes in place to help reduce the risk of this happening.
History indicates house prices are more likely to see a correction and prolonged stagnation, not a crash
Government moves to encourage longer and larger home loans won’t address housing affordability in the UK
The Fed raised interest rates the most in nearly three decades to fight stubborn inflation. A finance expert explains what’s happening, the risks and what it means for consumers.
Private companies rate all kinds of investments, from stocks to used cars. Now, they’re starting to analyze climate risks to local real estate – but how reliable are their findings?
Failing to address skyrocketing housing prices risks the future of young Australians and the financial system.
Understanding the experiences of van dwellers is important not just for those looking to cut their ties to rents and mortgages, but also for community planners and employers.
At the margin, more compulsory super will mean less equity in homes and more borrowing for homes. Australia already has one of the world’s highest household debt ratios.
People over 65 who still have a mortgage or are renting are projected to double in number by 2031. The trend is likely to hit government budgets and leave more retirees in poverty.
It’s been 10 years since the U.S. signed into law a scheme to print money, essentially, and save the financial sector amid the sub-prime mortgage meltdown. Did it work? And who’s truly benefitted?