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Articles on home ownership

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Increasing numbers of older Australians face a harder time paying the bills when they retire because they’ll still be paying off a mortgage or renting a home. Art_Photo/Shutterstock

Fall in ageing Australians’ home-ownership rates looms as seismic shock for housing policy

People over 65 who still have a mortgage or are renting are projected to double in number by 2031. The trend is likely to hit government budgets and leave more retirees in poverty.
Shared houses work well for 82% of people living in them in their early 20s, but only 25% see this as a long-term option. Earlyspatz/Wikimedia

First home buyer schemes aren’t enough to meet young adults’ housing aspirations

The housing aspirations of young Australians change as they enter their late 20s and early 30s. But having somewhere safe and secure to call home is the top priority for all young adults.
Older Australians aspire to the security of owning their own home, but prefer smaller houses in their later years. yopinco/Shutterstock

What sort of housing do older Australians want and where do they want to live?

Most older Australians want to live in a home they own, preferably in the middle and outer suburbs of a city. But increasing numbers look unlikely to realise their housing aspirations.
Illustration of ‘Axminster’ linoleum, in ‘Catesby’s one-piece linola squares’, Catesbys Colourful Cork Lino (1938). BADDA 181, courtesy of the Museum of Domestic Design & Architecture, Middlesex University, www.moda.mdx.ac.uk

Houses through time: some homes can reflect a century of social change

Some houses are like a time capsule of social history that can tell us how living standards, and fashions, have changed over the years.
As the dream of home ownership eludes more and more older Australians, this has big implications for retirement, pensions and government spending on rental assistance. Billion Photos/Shutterstock

When falling home ownership and ageing baby boomers collide

Until now most people have eventually owned a home. But two trends – falling ownership and a growing aged population – will put the budgets of retirees and government under real pressure.

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