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Articles on Housing insecurity

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Real estate prices are still related to a neighborhood’s racial composition, despite laws prohibiting the explicit consideration of race in appraisals. Frederic J. Brown/AFP via Getty Images

Homes in Black and Latino neighborhoods still undervalued 50 years after US banned using race in real estate appraisals

New research shows homes in white areas have appreciated $200,000 more since 1980 than similar homes in nonwhite areas – a result of both old racist housing policies and modern real estate practices.
The old pathways to home ownership have been displaced by more uncertain routes that waver between owning and renting. Glenn Hunt/AAP

Home ownership foundations are being shaken, and the impacts will be felt far and wide

Increasingly insecure pathways to home ownership are not just a problem for property markets. The fallout is likely to hit retirement incomes, the welfare base, gender equity and the broader economy.
To understand how households cope, we may need to look beneath broad patterns of affordability to the interplay of housing costs with other problems. IDuke/Wikimedia Commons

Housing affordability problems might not be all bad

Housing affordability is often not the only problem households face. More often the compounding effects of multiple problems leave people unable to cope, which is why one solution won't work for all.
The growing numbers of pensioners in private rental accommodation use much of their income to pay for housing. Alan Porritt/AAP

Why secure and affordable housing is an increasing worry for age pensioners

For the increasing proportion of people living in private rental accommodation who can expect to be dependent on the age pension, the prospects of financial and housing insecurity are grim.

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