Start-ups funded via business loans tend to outperform those using personal loans or having no loans at all.
Start-ups funded via business loans can outperform those using personal loans or only equity.
Many people on low incomes are paying dearly for access to credit.
People on the lowest incomes pay the most to borrow money, even when it's for essentials.
A bad interest rate can make your new car a lot more costly.
AP Photo/Carlos Osorio
Most of us bargain hunt when shopping for a new blouse or pair of blue jeans, yet for some reason we don't with interest rates, potentially costing us thousands of dollars.
African cities are failing to raise development funds through bond markets.
B.C.‘s ambitious new school curriculum includes mandatory financial literacy instruction within math courses at every grade level, starting from kindergarten.
Financial literacy is non-intuitive to the human brain and fundamental to survival today. We should follow British Columbia's example and make financial literacy mandatory in every grade - across the country.
In the US "liar loans" have been identified as one of the key reasons behind the 2008 financial crisis. But how big a problem are poor loan checking practices in Australia?
New credit information-sharing rules promise to open up the consumer credit market to increased competition.
The government needs to learn from the mistakes in the US in sharing our credit history information to third parties.
Some gift cards can’t be used online.
The NSW government is set to mandate a 3 year minimum expiry period for gift cards, but it isn't clear that this will solve the problem of unredeemed cards.
The first microloans were made to women in rural Bangladesh in the 1970s. Banesa Khatun (far left) here in 2006, was still using Grameen Bank 30 years later.
A new study finds that giving small loans to very poor people reduces both the incidence and depth of poverty in the developing world.
The Chinese government is doing its best to stop China's bad loan problem from blowing up.
The Conversation/Emil Jeyaratnam
Millie, aged 5, wants to know where money comes from. We asked an economist to explain.
Financial inclusion has been touted as one of the solutions to addressing poverty in South Africa.
Entities at the centre of the storm engulfing South Africa's social grants distribution system have claimed to be champions of financial inclusion. The claim in itself is scandalous.
Can an algorithm explain itself?
Robot decision via shutterstock.com
A European Union law will require human-understandable explanations for algorithms' decisions. A team of researchers has found a way to provide that, even for complex calculations.
Small businesses need all the help they can get.
Denis Poroy/AP Images for American Express
Research suggests paying small businesses just a couple of weeks faster can help them become more profitable, hire more workers and grow more quickly.
Black Friday and Cyber Monday start the frenzy of Christmas spending. Don't let them lure you in with their deals.
Ready to surge? Iceland has wrestled itself out of recession.
One of the worst hit countries during the financial crisis has regained economic strength inside a gilded cage -- to the extent that it can now step outside, melt it down and re-sell the gold.
It's a turbulent time for the global economy – here's what to expect.
The crisis has changed its colours.
The loans that plunged the world into financial chaos a decade ago are beginning to appear again. Just how scared should you be?
Asking borrowers questions to reveal their trustworthiness is a tricky business that's very hard to get right.
Goldman Sachs is making its mark.
Peer-to-peer lending, the online platforms which allow you and I to lend directly to people and businesses who want to borrow, has been hailed as disruptive technology. Cheered by savers who have been…