Modesty in your spending (and half an eye on the future) could make you very cheerful indeed.
New RBA changes could mean SME’s can’t rely on commercial credit cards to pay suppliers and wait out long payment terms with big business.
If the RBA includes commercial credit cards in new caps on interchange fees, small to medium enterprises might not be able to use them as a source of finance.
Former ANZ customer Julian Saliba (left) and Maurice Blackburn national head of class actions Andrew Watson speak to the media in Melbourne yesterday.
The High Court found late credit card payment fees were not extravagant, but the experts disagreed on the actual cost to the bank.
New rules around what merchants can charge for use of credit or debit cards may be difficult to police.
The RBA has revised regulations on how much merchants can charge for using a credit or debit card which might make the practise more common.
The information in credit histories can affect a bank’s decision to loan money.
Business Briefing: what happens to your credit history.
As credit reporting agencies find new ways to make money out of people accessing their credit histories, agency wrongdoing is calling into question the whole business model.
Broken bank via www.shutterstock.com
Almost half of Americans have trouble saving, while average credit card balances have swelled to $6,000. Can we turn this around?
If an online offer seems too good to be true, it probably is and you’re being phished.
Phishing attempts tend to rise during the festive season when people are more likely to respond to online marketing and to spend more money. How can you protect yourself?
Prime minister Malcolm Turnbull has accepted almost all the recommendations from the Murray Inquiry into the financial system.
The Turnbull government will ban businesses from charging consumers excessive surcharges on their credit cards, and move to inject more competition into the superannuation industry.
US credit cards are starting to get a new look.
Today marks a milestone in our transition to more secure electronic payments, yet the costs and benefits are not what they seem.
Black in the UK. Signs of change.
The US has been accused of inflicting their commercialised version of Halloween on us, and now we have the horror of the Black Friday “celebrations” in our calendar as well. In the US, this is the day…