Feel like you’re drowning in debt? Owing money can sometimes be challenging, but not all debts should keep you awake at night.
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Articles sur Buy now pay later
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Taboos around talking about money can prevent people from learning important lessons about using credit and getting into debt.
Regulating the increasingly popular digital payment providers will bring them into line with other payment services and help protect consumers.
Are buy now, pay later services truly a new way to boost financial inclusion, or just another type of predatory loan?
New research has found 20% of young people are struggling to keep on top of their ‘buy now, pay later’ debt – leading to long term financial harm.
More credit checking, spending limits and caps on fees are among the changes being imposed on buy now, pay later lenders.
Here’s what you need to know about these mini loans.
BNPL is now the second most common form of consumer credit used by young Australians - except technically it’s not credit.
Offers of interest-free loans may sound appealing, but there are many risks as well.
The UK’s cost of living crisis has exposed the financial vulnerability of consumers, especially those using ‘buy now, pay later’ products.
Apple’s emphasis on innovation, couples with its customer-centric vision, has enabled it to become a “way of life” in the modern world. This gives it an edge over its fin-tech competitors.
Buy now, pay later is a booming business. But be warned before you invest in it – or use it as a customer.
In the first six months of 2021, Afterpay’s gross profit was US$284 million — about 150% more than the US$113 million profit it booked in the six months before the pandemic.
Apps like Klarna, Clearpay and Sezzle have rocketed in popularity during the pandemic.
Les contributeurs les plus fréquents
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Associate Professor of Finance, RMIT University
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Assistant Professor, Coventry University
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Lecturer in Marketing, Newcastle University
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Lecturer and Consultant in Applied Ethics, University of Leeds
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Senior Lecturer, School of Accounting, Economics and Finance, Curtin University
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Senior Lecturer in Computer Science, School of EECMS, Curtin University
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Researcher and PhD Candidate in Education, Monash University
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Associate Professor, Bond Business School, Bond University
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Professor and Director of the Centre for Youth Policy and Education Practice, Monash University
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PhD Candidate, Macquarie University
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Research Associate, University of Birmingham
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Adjunct Senior Lecturer, AUT Business School, Auckland University of Technology and Senior Lecturer in Finance & Financial Planning, Griffith University
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Professor of Finance, Auckland University of Technology
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PhD Student in Marketing, Indian Institute of Management Lucknow
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Associate Professor of Quantitative Marketing and Analytics, McGill University
