Afterpay uses a model that has been around for centuries.
Many startups now offer "instant" loans for online purchases. This business model has been around for centuries and is incredibly profitable.
Tourism businesses should start by communicating precisely what they are going to do about the situation to the customer - quickly and clearly, to reduce uncertainty and avoid confusion.
Businesses worth their weight in salt should at least in principle have the capacity to remedy situations that go wrong, as part of their modus operandi.
While people in WA might be spending less, there remains segments of the population that are vulnerable to intense cost of living pressures.
Households in NSW spend the most and WA households the least in Australia, but there are segments of WA who are feeling the bite more acutely in cost of living.
A recent study found people link different alcohol types to different emotional states.
Photo by Mattias Diesel on Unsplash
Some people believe different drinks make them feel differently. But the effect alcohol has on your mood depends on factors like where you are drinking it and how you're feeling at the time.
Attrition rates are high for part-time and online students, but it’s important we keep providing these modes of study.
We should accept a modest level of attrition so we can keep providing opportunities for part-time and online students, who might not otherwise be able to study.
Women working full-time earn on average $26,527 less than men each year.
The gender pay gap is declining in Australia, although that probably has more to do with underlying economic conditions than anything else.
Connections between people and between people and places help create vibrant neighbourhoods with a sense of human identity and belonging.
Picture by Tommy Wong
The secret of creating attractive, liveable places sounds deceptively simple: connect people to places, people to transport and people to people.
Crown Prince Mohammad bin Salman (centre) is at the centre of the changes in the Saudi royal family’s approach to governing.
The latest arrests of princes, ministers and military officials in Saudi Arabia might be in the name of anti-corruption but it also serves to bolster the Saudi royal family's power.
A detection station for seismic activity at Bilibion, a remote corner of Russia.
The Official CTBTO Photostream (Copyright CTBTO Preparatory Commission)
Human-induced earthquakes have been reported from every continent except Antarctica. We asked a geologist to investigate whether North Korea's nuclear tests could trigger geological changes.
Students credit tutoring sessions with enhancing their ability to negotiate academia and successfully complete degrees.
Centre for Aboriginal Studies
There has been an increase in Australian Indigenous students enrolling in university in the last 10 years, and we need to provide them with tutors to keep them there.
The redress scheme cannot be a truly ‘just response’ if it says some kinds of victims simply don’t count.
The government's proposed redress scheme for victims of institutional child sexual abuse controversially excludes some victims.
Contrary to popular belief, sex workers were more likely than not to report that their work enhanced their wellbeing.
The study shows the negative effects of sex work's criminalisation, including a reluctance of workers to go to police and clients using it as an excuse to abuse workers.
Computers may come to fill many of the roles of traditional bank staff.
On balance, computers may make better judges of risk than people.
Donald Trump’s justification for decertifying the Iran nuclear deal stems from his view that Iran is violating the deal’s spirit.
Aside from vague threats of violence and suggestions he could 'renegotiate' the Iran nuclear agreement, Donald Trump has provided little in the way of coherent or viable policy options.
Mass evacuations in response to natural disasters like Hurricane Maria are a logistical challenge, but also face psychological barriers to residents being willing and able to leave.
Promoting individual resilience will contribute to reductions in disaster threats for at-risk communities globally.
The Living Space development in Cockburn, Western Australia, has won praise as an innovative mixed-use social housing project.
Courtesy of HHA Projects
The states that are delivering more affordable housing have sophisticated, multi-pronged strategies to serve the full range of needs.
The thermal efficiency of some new homes in Australia has come under question.
AAP Image/Joel Carrett
The law says that newly built houses should have a six-star energy rating, to help residents afford their heating and cooling bills. But some builders seem to be findings ways around this requirement.
Financial abuse of the elderly is shockingly common in Australia and most often occurs within families.
The federal governments efforts to tackle the financial abuse of elders is to be welcomed - but will banks be properly empowered to act?
We should encourage older women to see academic study as a fruitful, challenging way forward, regardless of age.
Female baby boomers who missed out earlier in life are now jumping at the opportunity to further their education.
Indigenous children who participate in AFL have better physical and mental health than those who don’t.
Much has been written about success of Indigenous players at elite levels of the game. But perhaps the more important story is one of Indigenous participation in grass roots and community football.